What is a Loan to Value Ratio? The Loan to Value (LTV) ratio is an important measurement of risk in a trust deed investment. The LTV ratio compares the loan amount to the value of the real estate securing the loan. Generally, the risk of a trust deed investment declines as the LTV ratio declines....Read More

San Jose, CA topped the nation with the highest year over year price growth of 26.2% with a median home sales price of $1.21 million, according to a recent study released by Redfin. The same study concluded Denver, CO experienced the quickest change from new listing to pending sale with an average of just 6...Read More

Four Reasons to Use a Hard Money Lender for your Real Estate Investment Hard money lenders play an important role in the real estate finance industry. Hard money lenders, also known as private lenders, offer an alternative source of financing to borrowers when they do not qualify through conventional lenders such as big banks or...Read More

A hard money lender, also commonly referred to as a private lender or asset-based lender, plays an important role in real estate finance. The primary function of a hard money lender is to offer borrowers an alternative source of financing for real estate. Unlike many other traditional lending sources, hard money lenders place greater emphasis...Read More