Recent Funding: $807,000 Bridge Loan in Encinitas, CA

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Encinitas, CA – TaliMar Financial is pleased to announce our most recent funding of a $807,000 1st TD hard money bridge loan in Encinitas, CA, secured on a condominium. Our client will hold the property as a rental for long term cashflow.

The client was referred to us by their representing real estate agent after the conventional lender was unable to get the loan approved. Because the agent and borrower weren’t familiar with the hard money loan process, we worked closely with each party to ensure a smooth transaction.

The biggest hurdle in this transaction was the HOA was in litigation with an outside 3rd party. Because of the risk associated with the litigation, most lenders were unwilling to fund the purchase loan. After reviewing the
borrower credit strength and with a large down payment, TaliMar Financial approved and closed the loan in 5 business days.

One of the biggest initiatives for TaliMar Financial in 2021 is educating real estate agents and mortgage brokers about the hard money lending approval process. Unlike conventional lenders, hard money lenders rely more heavily on the Borrower equity in the property vs their credit or cash flow. As long as the Borrower can demonstrate the ability to pay and have a clear path to repayment, hard money can be a great option to purchase or refinance a property.

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About TaliMar Financial

TaliMar Financial is a San Diego hard money lender that specializes in funding residential and commercial Fix and Flip, Construction, and Bridge Loans. As a direct private money lender, we offer aggressive financing options and typically close our transactions in less than 7 business days. We work directly with real estate investors and property owners as well as real estate agents, mortgage brokers, and other real estate professionals.

Contact TaliMar today at (858) 613-0111 with your loan request or visit to learn more about our hard money lending programs.



Up to 65% of Value

6 to 36 months

Starting at 7.99%

Office, Industrial, Retail, Mixed-Use

California Only

Business Purpose Only

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Up to 70% of Completion Value

12 months

Starting at 8.5%

Single Family and Multi-Family

California Only

Business Purpose Only

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