How to Strengthen Your Loan Request Before You Hit Send

When it comes to securing private financing, how you present your loan request matters. At TaliMar Financial, we fund loans every week—but what sets successful submissions apart isn’t just the numbers. It’s clarity.

Here are five simple ways to make your next loan request more compelling, easier to process, and more likely to close on time:

1. Start With the Story

Before diving into spreadsheets or appraisals, give us a quick summary of your deal. Are you acquiring, repositioning, refinancing, or pulling equity out of a stabilized property? A brief explanation—just a few sentences—provides essential context. It also helps us size the loan correctly right away, saving time for everyone.

2. Share the Property’s Current Condition

A few recent photos or a note on occupancy, rehab status, or construction progress can tell us more than a PDF ever could. Whether the property is fully vacant or 80% complete, that visual reference lets us quickly assess feasibility and determine what stage of the project you’re in.

3. Include a Clear Exit Plan

Are you planning to refinance into long-term debt? Sell post-renovation? Hold after stabilizing rents? When we understand your strategy, we can align the loan terms to match. Exit strategy also helps us assess risk, making your deal easier to structure and faster to approve.

4. Tell Us Who’s Involved

If there’s a general contractor, project manager, or real estate partner—include them. A short bio or list of past projects builds confidence in execution. We don’t need a full resume, but showing that your team has done this before goes a long way in speeding up the approval process.

5. Flag Any Complications Early

Permits in progress? Inherited tenants? A past construction overrun or delayed refinance? Be upfront. Surprises don’t kill deals—lack of preparation does. When we know what we’re working with, we can structure around it and keep your timeline intact.

Final Thoughts

Private lending isn’t about checking boxes—it’s about clarity and trust. The more clearly you communicate your plan, the more effectively we can underwrite and close your loan.

Have a project in the works? Reach out to our team. We’ll walk you through what to prepare so your next loan request is a success.

Disclosure: TaliMar Financial, Inc. dba TaliMar Financial, CA DRE License 01889802 / NMLS 337721. For information purposes only and is not a commitment to lend. Programs, rates, terms and conditions are subject to change at any time. Availability dependent upon approved credit and documentation, acceptable appraisal, and market conditions.