Construction Loan Program

Construction Loans for Ground-Up Projects or Major Renovations. Tailored loan structures, fast approvals, and draw-based funding to keep your project moving. Ideal for infill developments, ADU builds, and property expansions.

What Is a Construction Loan?

A construction loan is a short-term financing solution designed to fund ground-up builds, major renovations, or property expansions. It provides investors with immediate capital to cover costs throughout the construction process, typically disbursed in stages based on project milestones. Construction loans are ideal when traditional financing isn’t viable due to timing, project complexity, or borrower liquidity. These loans are secured by real estate and are structured to be repaid within 6 to 24 months, either through a sale, refinance, or permanent loan takeout.

 
 
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Loan Program Highlights

  • $250K+ to $5MM+
  • Up to 65% Loan to Value
  • Purchase or Refinance
  • SFR, Multi-Family, and Commercial
  • Non-Dutch Interest
  • Payment Reserve
  • California ONLY
  • Contact for Rate and Terms

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Why use a Private Lender to fund a Construction Loan?

Hard money construction loans provide real estate investors with fast, flexible financing for ground-up builds, major renovations, or property expansions—especially when conventional lenders can’t keep pace with project timelines.

Unlike traditional bank loans, these asset-based loans focus on the property’s projected value upon completion, not the borrower’s credit profile. This allows for faster approvals and funding, often within days, keeping projects on track from land acquisition to final build-out.

With interest-only payments, draw-based disbursements, and tailored loan structures, hard money construction loans are an essential tool for builders and developers who need reliable capital and flexible terms to bring their projects to life—without the delays of traditional financing.

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Preferred Borrower Account Program

The Preferred Borrower Account (“PBA”) Program was launched to help real estate investors submit stronger offers and close quicker. By getting approved for the PBA Program, you will be issued a Letter of Credit, access to property specific Pre Approval Letters, and Expedited Closings. Learn more today! 

Testimonial

  • TaliMar Financial has been our “go-to” Bridge Lender for loan requests that either need to close quickly or don’t meet conventional bank criteria. TaliMar has been extremely accommodating when structuring loan for my clients. Thank You!

    Mike L.
    Mortgage Broker
  • I have referred several loans over to TaliMar Financial. They have been quick to follow up with the referrals and provide them options for their loan requests. It’s tough to find a hard money lender that you can trust, which is why TaliMar Financial has become my preferred lender.

    Laura C.
    Real Estate Agent
Your Trusted Private Lender

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Disclosure: TaliMar Financial, Inc. dba TaliMar Financial, CA DRE License 01889802 / NMLS 337721. For information purposes only and is not a commitment to lend. Programs, rates, terms and conditions are subject to change at any time. Availability is dependent upon approved credit and documentation, acceptable appraisal, and market conditions. 
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