Bridge Loan Program

Bridge loans for time-sensitive real estate deals. Flexible terms, quick approvals, and funding in as little as a few days. Ideal for acquisitions, rehabs, or transitional properties.

What Is a Bridge Loan?

A bridge loan is a short-term real estate financing solution that allows an investor to access immediate capital while transitioning between two transactions—typically the purchase of a new property before selling an existing one or completing a long-term refinance. Bridge loans are commonly used when timing or liquidity constraints prevent traditional financing, offering flexibility during acquisitions, renovations, or repositioning strategies. These loans are usually secured by real estate and are designed to be repaid within 6 to 24 months, either through the sale of the property or permanent financing.

Loan Program Highlights

Bridge Loan
Loan Size$250k to $5MM
Loan Position1st Trust Deed Only
Property TypeSFR, Multi-Family, Commercial
Loan to ValueUp to 70% of SFR
Up to 65% on Commercial
Loan Term6 Months to 36 Months
Payment TypeInterest Only
LocationCalifornia Only
Prepayment PenaltyNo
PricingContact for Details

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Why use a Private Lender to fund a Bridge Loan?

Hard money bridge loans offer real estate investors a fast and flexible way to secure short-term financing during transitional periods—such as purchasing a new property before selling another, navigating delayed refinances, or funding value-add improvements.

Unlike traditional bank loans, hard money loans are based on the property’s value, not the borrower’s credit profile. This asset-focused approach enables funding in days, not weeks, making them ideal for time-sensitive transactions or competitive bidding situations.

With short terms, interest-only payments, and customized structures, hard money bridge loans are a strategic tool for investors who need quick access to capital and a clear exit plan, without the red tape of conventional financing.

Testimonial

  • TaliMar Financial has been our “go-to” Bridge Lender for loan requests that either need to close quickly or don’t meet conventional bank criteria. TaliMar has been extremely accommodating when structuring loan for my clients. Thank You!

    Mike L.
    Mortgage Broker
  • I have referred several loans over to TaliMar Financial. They have been quick to follow up with the referrals and provide them options for their loan requests. It’s tough to find a hard money lender that you can trust, which is why TaliMar Financial has become my preferred lender.

    Laura C.
    Real Estate Agent
Your Trusted Private Lender

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Disclosure: TaliMar Financial, Inc. dba TaliMar Financial, CA DRE License 01889802 / NMLS 337721. For information purposes only and is not a commitment to lend. Programs, rates, terms and conditions are subject to change at any time. Availability is dependent upon approved credit and documentation, acceptable appraisal, and market conditions. 
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